There are few things as critical to modern society as medical care, things that would've ended in death in the past have been neutralized through the extensive testing and research. However, even a profession such as medical practitioners can often make mistakes, except their mistakes could potentially lead to harming their patients. This is known as malpractice, it occurs when the doctors or doctor indirectly causes harm to a patient due to unintended or negligent actions on the count of said doctor or doctors. So in this case there is a requirement for every medical personel to have a specific type of insurance which is meant to protect both them and their patients from any form of malpractice.
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This Modern World